# Financial Counseling Throughout the student’s education, the Office of Student Financial Services is available to discuss indebtedness, budgeting, and financial management. Graduating students should be aware of the requirements of the various external student loan programs in which they may have participated. It is important to maintain contact with ISMMS and the appropriate lending institutions, to understand each loan program, and to plan for repayment. * **Entrance Counseling:** Student requesting federal student loans must complete online federal entrance counseling. Students are also able to meet with staff in the Office of Student Financial Services for support with financial management and budgeting. * **Exit Counseling:** Student loan borrowers are required to complete federal exit counseling prior to graduation or separation from ISMMS. Students are encouraged to schedule a one-on-one debt counseling sessions with the Office of Student Financial Services for more personalized support. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://ismms-gs.gitbook.io/graduate-student-handbook/chapter-2/administrative-and-financial-policies/financial-assistance-and-services/financial-counseling.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.